Poor Credit and Alternate Credit
By maintaining a reliable working relationship with a full range of lenders nationwide and with a thorough understanding of commercial mortgage loan program available in the market today.
In today’s rapidly changing and complex financial environment , it is often difficult for borrowers to be constantly aware of the financing that best suits there needs. By maintaining a reliable working relationship with a full range of lenders nationwide and with a thorough understanding of commercial mortgage loan program available in the market today. ADM Financial Group has the ability to provide the borrower with a wide range of financing opportunities to help achieve there long term goals.
NO -INCOME VERIFICATION-
This program offers financing to borrowers in special situations who do do wish to provide tax returns or pay stubs to check income. We accept income as stated and only confirm employment. Typically this program is limited to special commercial properties.
UP TO 90% LTV FOR OWNER OCCUPIED
If you will be purchasing (permanent property only) real estate to operate your primary business we may be able to arrange to finance closing cost and working capital.
INTEREST ONLY-
You only pay the principle on the loan amount interest only; therefore minimizing your monthly payments and maximizing your cash flow.
STATED INCOME
Stated Income Commercial Real Estate Loans – Required Documents
Two most recent years income and expense statements
Year-to-date income and expense statement
12-month operating budget for recently stabilized properties
Current rent roll
Sampling of leases
Tax bill
Appraisal
Stated Income Commercial Loans – Required Sponsor Documents
While personal and/or business tax returns aren’t required for our stated income programs, as part of our underwriting diligence, ADM Financial Group requires the following diligence from the sponsors or key principals.
Personal financial statement
Schedule of real estate owned
Resume or narrative describing sponsors experience related to multifamily housing
Bank statements to verify liquidity
Credit report
ADM Financial Group Stated Income Apartment Loan Options
ADM Financial Group provides commercial loans for borrowers without the requirement of personal and business tax returns under several different program options, including, Small Balance Plus, Micro Equity Series, Fannie Mae, Freddie Mac and CMBS Conduit commercial loan program.
Contact an ADM Financial Group Commercial Loan Specialist at 1-888-737-9277 to discuss your specific needs and see if we can customize a program to meet your individual needs and constraints. Or request a custom quote and your assigned loan specialist will contact you with available commercial real estate loan options.
SHORT TERM FINANCING
Many businesses commonly run into cash flow issues throughout the year for a myriad of reasons. Perhaps your business picks up during the summer but suffers from less business in the winter. Occasionally an opportunity to purchase new equipment or acquire new office space opens but would mean you need cash fast. Or maybe you are in the process of securing funding but need cash to stay afloat for a few months while seeing that process through.
In all these cases and more, how to get short-term funding for your business is the question, and ADM Financial Group. We work with businesses large and small to obtain financing and liquidity solutions that work best for your unique situation. We believe in empowering our business partners and look at more than a credit score when deciding whether to partner with you.
In the cases outlined above, seasonal businesses might benefit from turning their unpaid invoices into cash to keep afloat during rough times. ADM Financial Group can help. Ask about our invoice factoring.
Do you unexpectedly need to buy new equipment? A business line of credit sounds like the right tool. We can help.
Need cash until the next round of investment can come through? Talk to us about our mid and small-cap funding or ask about our bridge loans.
CANNABIS LOANS
Unsecured Cannabis Business Loans
Cannabis Business Financing
Accessing capital when you don’t have any collateral can be daunting considering traditional lenders generally don’t offer unsecured capital financing. Luckily, we have multiple solutions available to help you secure the flexible capital you need.
Unlike big banks, we offer a variety of cannabis business loans to be sure you get the funds you need, using the financing instrument that makes the most sense for your business.
We have a network of credit, revenue and asset-based cannabis lenders that will take the hassle out of finding the best financing option for you, and it doesn’t cost you a dime.
Experienced cannabis lenders provide a higher level of service and focus on only one thing. Getting you a great deal that fits your needs quickly and efficiently.
Whatever the need, we’ve got you covered with great incentives, flexible terms and a variety of repayment options.
Browse our cannabis business loan programs to find the one that works for you or if you are ready, contact us for a no obligation consultation.
Need Cannabis Equipment?
Cannabis Equipment Financing
The cannabis industry is growing strong, but the equipment you need to grow, cultivate, package and dispense cannabis is expensive and bank’s won’t provide the financing.
That is where ADM Financial Group can help. Consider us your cannabis equipment financing concierge that will obtain the best financing options that specialize in servicing the cannabis industry.
From traditional equipment finance agreements and a variety of equipment leases to flexible capital we’ve got you covered.
We’ll do the leg work to put the best options at your fingertips so you can focus on your business.
We provide a higher level of service and focus on only one thing. Getting you a great deal that fits your needs quickly and efficiently.
Take advantage of a variety of credit, revenue and asset based cannabis equipment financing options with low rates and long terms.
Add new agricultural, lab or extraction equipment, outfit your dispensary or build out your retail store. If you use it for business, we can finance it.
We’ll match you up with the best option that will provide top notch service with a range of financing options available.
If you are ready to finance cannabis equipment contact us .
Flexible, Affordable Cannabis Dispensary Financing
Medical & Recreational Dispensary Business Financing
Your cannabis dispensary needs access to capital to grow, open up new business lines and cash in on revenue generating opportunities.
Cannabis Equipment Loans
No matter the equipment need we can finance it. Install your security systems, POS systems, retail displays, FF&E, computers and technology and everything else you need for your medical or recreational dispensary.
Cannabis Real Estate Loans
Whether you are purchasing land and constructing a dispensary or purchasing real estate and need to remodel it our lenders can finance your project from start to finish.
Flexible Capital Loans
Get flexible cash for marketing, renovations, new hires, inventory or anything your dispensary needs. Whatever the need, we’ve got you covered with great incentives, flexible terms and a variety of repayment options.